Multi-Trip plans offer coverage for you, your spouse and/or children for each trip taken outside your home country and/or country of citizenship during a period of 12 months with renewability up to three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service representatives, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24-hour access to highly qualified coordinators of emergency medical services and international treatment.
You also have access to more than 17,000 providers using our International Provider AccessSM (IPA) seeking treatment outside the U.S. You can reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization
The Adventure Sports Rider is available for those up to the age of 65.
The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:
0 - 49
50 - 59
60 - 64
All activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity.
Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider.
Please see exclusion 8 in the exclusions page. Please note this is only a summary of Adventure Sports and exclusions.
For additional information, please refer to the Certificate of Insurance.
This optional rider is available to insureds up to age 65.
It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary.
It also offers coverage for evacuations as a result of a natural disaster.
This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.
Non Life-threatening Medical Evacuation
Up to a maximum of $25,000
Natural Disaster Evacuation
Up to a maximum of $5,000
This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract.
Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.