Expatriate Financial Planning

Helping expats achieve their financial goals

Our purpose is to assist , advise and guide seriously minded expatriate individuals and small to medium size business’s, plan their financial futures. We accomplish these tasks by adopting a holistic approach to financial planning.

This means we take into consideration all aspects of a clients current set of circumstances , we listen to each of the objectives being sought (and assist in creating objectives if none are set) before we work on summarising options , pitfalls and opportunities that lay between getting from ‘A’ to ‘B’.

Although this is a very simplistic outline of what expatriate financial planning is all about it does serve as a backdrop to what we do.

For over 30 years, membership of the Chartered Insurance Institute (CII) and the Personal Finance Society (PFS) has set us apart and distinguished us from the vast majority of expat financial advisors.

Our business practice strictly adheres to the standards and ethics clearly laid down by both governing bodies.

Prospective clients can rest assured in the knowledge that they are dealing with professionals who have demonstrable qualities and qualifications.

Expatriate Financial Planning

Helping expats achieve their financial planning goals

Our purpose is to assist , advise and guide seriously minded expatriate individuals and small to medium size business’s, plan their financial futures. We accomplish these tasks by adopting a holistic approach to financial planning.

This means we take into consideration all aspects of a clients current set of circumstances , we listen to each of the objectives being sought (and assist in creating objectives if none are set) before we work on summarising options , pitfalls and opportunities that lay between getting from ‘A’ to ‘B’.

Although this is a very simplistic outline of what expatriate financial planning is all about it does serve as a backdrop to what we do.

For over 30 years, membership of the Chartered Insurance Institute (CII) and the Personal Finance Society (PFS) has set us apart and distinguished us from the vast majority of expat financial advisors.

Our business practice strictly adheres to the standards and ethics clearly laid down by both governing bodies.

Prospective clients can rest assured in the knowledge that they are dealing with professionals who have demonstrable qualities and qualifications.

chartered-insurance-institute-CII
personal-finance-society

It is of course very easy to make claims and statements - what is not so easy is to obtain substantiated client testimonials.

Our client testimonials are easily verifiable as they all appear on Linkedin.

Please take a few moments to read what some of our existing clients have to say - a number of the testimonials are from clients that we have been advising for decades !!

client-review-document

Start Your Financial Planning Review Today

In respect of 'getting-to-know' our clients we use a thorough and comprehensive “Client Review’ document to gather all pertinent details in order that we can provide the most coherent and sensible advise possible.

Our "About Us' page provides further detail about who we are , how we work as expat financial planning advisers.

If our structure, process and style is in keeping with yours we may well be a good fit in making your financial objectives and aspirations become reality.

Why not start by requesting the "Client Review" document ?

We sincerely hope and look forward to welcoming you as a client soon.

Further resources

After reading our "About Us" page you will come to appreciate that we offer an extensive service to expatriates.

In addition you may also wish to take note of further services we provide below.

Further resources

Market Indicator - Momentum fund management provide insightful views on their belief of market direction
Video Updates - Watch and listen to our Discretionary Fund Manager (DFM) partner videos. The videos provide an insight to the managers thoughts and feelings in respect of market events alongside specific details on portfolio performance
Market Scope - e-newsletter - don't miss out on important market events - subscribe now its Free
Our Blog - Commentary and updates on market events - insurances - pensions - investments - taxation and all other issues related to expat financial planning

 

Client testimonials

The following Linkedin client testimonials are from a broad selection of clients that span age categories - industries and global geographical locations.

Please read what they have to say about our service standards and advice processes benefitting each and every one of them and their families.

You may read additional Linkedin testimonials here.

Mr Stuart Dugard

General Manager - GES Solutions

Thailand

Mr Nick Hamilton

Claims Negotiation Specialist

South Korea

Mr Mirko Trefz

Subcontracts Manager at JGC

Australia

Mr Gordon Brisbane

Director Project Controls

UAE

Mr Colin Martin

30 Years Of Asia Development

Cambodia

Dr Ciro Isidoro

Cancel Cell Research Professor

Italy

Mr Stuart Dugard

General Manager - GES Solutions

Thailand

Mr Mirko Trefz

Subcontracts Manager at JGC

Australia

30 Years Of Asia Development

Cambodia

Mr Nick Hamilton

Claims Negotiation Specialist

South Korea

Mr Gordon Brisbane

Director Project Controls

UAE

Cancel Cell Research Professor

Italy


LinkedIn Testimonial
"I have known and worked with Paul since 1998.

Paul has been taking care of both my personal and business related financial planning needs.

Throughout this time I have come to appreciate the hard work and diligence Paul has provided myself and family.

I have learnt that Paul is a dedicated and well read financial planning professional - he has guided me effortlessly through the sometimes complex maze of options and legislation that have applied in my circumstances with utmost ease and providing clarity that has enabled me to make those all important planning decisions.

What I value most in dealing with Paul is that he has shown dependability and longevity - he has always been there for myself and my family. He has never made promises that he has not kept - additionally he has always completed assignments thoroughly.

I have always been extremely impressed with Paul's ability to keep me informed , on track and up to date with my various programmes.

If you are looking to engage with a financial planning professional for personal or business related issues that not only has vast amounts of experience but who is trust worthy , knowledgeable , dependable and simply very personable Paul is one of those very few individuals that provides a quality service for the expatriate community."Mr Stuart Dugard - General Manager at GES Solutions Co.,Ltd - Thailand
LinkedIn Testimonial
"When I first met Paul in 1998 I engaged him to advise on a number of insurance related issues that included medical , life , income and critical illness insurance to sit within my overall financial planning at the time.

Paul listened to and discussed my requirements before researching the market place and delivering the contracts that best suited my circumstances.

Those contracts, years later , remain in place albeit having been adapted along the way.

Paul’s council has always been to create a firm foundation of protection and these contracts now underpin the investment strategies we have been working on the past 15 years.

I have worked across the globe during my relationship with Paul in countries that included the UK, Malaysia, Thailand, Japan, and Australia.

Despite my geographical location and moves, Paul has only ever been a mouse click or a Skype call away, Paul has always been ready, willing and able to assist when required - Paul certainly believes in and actions efficient communications at all times.

Over the years I have valued greatly Pauls professional integrity , efficiency and knowledge in the areas of financial planning.

Paul has demonstrated to me time and again that a qualified financial planning practitioner is a valuable asset all clients would benefit from - I recommend Paul to all that seek a knowledgeable and dependable advisor that has decades of valuable experience."Mr Nick Hamilton - Contract Claims Specialist - South Korea
LinkedIn Testimonial
"As an expatriate with over 20 years experience in project procurement and subcontracts management on major international projects within the oil and gas industry I needed to seek advise and council on my health insurance options.

Paul was recommended to me by an existing financial planning client as an individual with specific skills and expertise within the medical insurance marketplace.

Having contacted Paul and having outlined my circumstances I was reassured by Pauls very prompt , accurate and detailed responses.

What I did find surprising however was that Paul advised a course of action that was not in his interests but was best advise for me

I will certainly return to Paul for future advise and guidance related to other financial planning issues."Mr Mirko Trefz - Subcontracts Manager (LNG Trains) at JGC - Australia
LinkedIn Testimonial
"I have known and worked with Paul since 1995 when I first became an expatriate and was based in Bangkok as a Planning Manager.

Since that time Paul has worked alongside me providing a financial planning service that has been dedicated and focused to my needs and requirements.

Throughout our 19 year relationship Paul has consistently demonstrated his professional abilities and financial planning skills which in turn have enabled me to make those all important decisions in respect of insurances and investments far more easily for myself and family.

If required Paul has the ability to simply deconstruct and de-mystify much of the technical jargon and terminology that surrounds financial planning issues into an order that is easily understood and interpreted.

This fact alone has proven invaluable given the time constraints I now work under as a Director of Project Controls for a major Middle East Design and Management Consultancy.

Summary keywords & phrases : Time Saving : Focused : Integrity : Knowledgable : Efficient : ProfessionalMr Gordon Brisbane - Director Project Controls PM-CM International at KEO International Consultants - United Arab Emirates
LinkedIn Testimonial
"When I am asked to comment on Paul Rowe the descriptive words that immediately spring to mind include : Professionalism - Honesty - Integrity - Diligence - Knowledgeable.

Having been a client of Paul's since the early 1990's I can confirm that he has consistently demonstrated all of the above qualities in every aspect of my financial planning life.

Some people may be aware that I tragically lost my eyesight in 2012.

Throughout this catastrophic life changing event Paul was one of the very few people that was steadfast in providing support,help and guidance both emotionally and practically.

Paul's dedicated care and attention to both myself and my financial well being were way beyond the call of duty.

At the time of going blind I had numerous insurances, some of which were related to times prior to meeting with Paul.

Despite this fact Paul stepped up and spent long hours over many months processing ,emailing ,telephoning and battling with my Australian insurers he had no other involvement with in order to make rightful claims on my behalf. Paul never tired and was totally resolute in achieving a positive result for me.

Without doubt had I not had Paul's intervention at such a pivotal moment in my life my situation today would be significantly different and far worse.

In Paul I have complete and utter trust and confidence in his abilities which have been tested and proven many times over.

I would wholeheartedly and unreservedly recommend Paul to anyone that seeks a consummate and dedicated professional financial planner.Mr Colin Martin - 30 Years Of Asia Business Development - Cambodia
LinkedIn Testimonial
"I have been consulting Paul Rowe for financial / investments advice and for my travel world health insurance.I always had a prompt answer to all my doubts.Paul is not just an expert in his field, he is very accurate in explaining the pros and cons of the many solutions he proposes till you find the one that better suits your needs.
Let me add that I enjoy to deal with Paul, since he is among the few persons who replies soon (immediately !!) to the emails…and this makes much easier to come to the point.With Paul I can deal 2 or more points and get answers for all !! Dear Paul , I thank you for this.Ciro"Dr Ciro ISIDORO - Docente Universitario presso Università del Piemonte Orientale - Italy