|

Patron Her Majesty
The Queen
The
Chartered Insurance Institute
Paul David Rowe
is
certificated in financial planning by the
Chartered Insurance Institute

Director
General
The validity
of this certificate is conditional on the holder remaining a CII member in full
compliance with regulatory requirements
| Pin Number |
Certificate Number |
Valid Until |
|
001067154H |
001202 |
31
January 2007 |
|