Zurich Life International
Vista Savings Plan 


 
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Saving for your future can open up a world of opportunity.

Your career will be providing income to support your lifestyle,but there are always occasions when you need a cash lump sum – for example, to enjoy a luxury holiday, to pay towards a new house, a wedding or even to take a career break.

Vista helps you take control of your finances.Getting into the habit of saving is simple and you may be surprised at how quickly your money could accumulate.

Personal financial planning is the responsible approach to saving and Vista can help with savings for all occasions. For such a versatile and flexible savings plan, Vista is very simple. It lets you decide:.
 

• how long you want to save,
• how much and in which currency you want to save,
• how often you want to save,
• where you want to invest your money,
• the level and type of insurance protection you want.

As soon as your money is invested, your savings begin to benefit from the investment performance of your chosen funds. Your first year’s savings will therefore benefit from the investment growth of every year of your policy. The sooner you start saving, the sooner your money can begin to grow.


Vista – Securing your future

Flexibility

Vista is designed to meet your long-term goals,while accommodating life’s unexpected turns. We know that at times there may be more pressing needs for your income, and so you can, at any time (following 18 months’ premium), reduce your payments (subject to the minimum premiums) or even stop paying into your Vista for up to three years. The savings you have already made will remain working for your future, until the time you can start saving regularly again.

You can save with Vista on a monthly, quarterly, half-yearly or yearly basis. And if you have some additional income you would like to invest into your policy you can also make ad hoc savings.

Protection

Unlike most savings schemes, with Vista there are additional insurance based benefits you can choose. This means that, as well as providing you with a sophisticated investment vehicle, your Vista policy can offer you some valuable financial protection.

The consequences of death, accident or serious illness can have a profound impact not only on your immediate circumstances but also on your future plans. Vista’s range of benefits is designed to help you and your dependants financially,and can help maintain the original goals for your savings.Click here for more details on the additional benefits available on the policy.

Life with Vista

To illustrate the flexibility of Vista, let’s consider the following example of 35-year old Mr Johnson and his 37-year old wife. The table below details what happens to Mr Johnson’s Vista over a 13 year period.

He currently lives and works in the UAE for a multinational company and saves USD2,500 per quarter into his Vista, and takes out the additional benefits of life cover and critical illness on both his own and his wife’s lives.

 

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