 |
Saving for your future can open up
a world of opportunity.
Your career will be providing income to support your lifestyle,but there
are always occasions when you need a cash lump
sum – for example, to enjoy a luxury
holiday, to pay towards a new house,
a wedding or
even to take a career break.
Vista helps you take control of your finances.Getting into the habit of
saving is simple and
you may be surprised at how quickly your money
could accumulate.
Personal financial planning is the responsible
approach to saving and Vista can help with
savings for all occasions. For such a versatile and
flexible savings plan, Vista is very simple. It lets
you decide:.
|
• how long you want to save,
• how much and in which currency you want to
save,
• how often you want to save,
• where you want to invest your money,
• the level and type of insurance protection you
want.
As soon as your money is invested, your savings
begin to benefit from the investment performance
of your chosen funds. Your first
year’s savings will therefore benefit from the
investment growth of every year of your policy.
The sooner you start saving, the sooner your
money can begin to grow.
Vista – Securing your future
Flexibility
Vista is designed to meet your long-term goals,while accommodating life’s
unexpected turns. We know that at times there
may be more pressing
needs for your income, and so you can, at any
time (following 18 months’ premium), reduce your
payments (subject to the minimum
premiums) or even stop paying into your Vista
for up to three years. The savings you have
already made will remain working for your
future, until the time you can start saving
regularly again.
You can save with Vista on a monthly, quarterly,
half-yearly or yearly basis. And if you have some
additional income you would like to
invest into your policy you can also make ad hoc
savings.
Protection
Unlike most savings schemes, with Vista there
are additional insurance based benefits you can
choose. This means that, as well as providing
you with a sophisticated investment vehicle, your
Vista policy can offer you some valuable financial
protection.
The consequences of death, accident or serious
illness can have a profound impact not only on
your immediate circumstances but also on your
future plans. Vista’s range of benefits is designed
to help you and your dependants financially,and can help
maintain the original goals for your
savings.Click here for more details on the
additional benefits available on the policy.
Life with Vista
To illustrate the flexibility of Vista, let’s consider the following
example of 35-year old Mr Johnson and his 37-year old wife.
The table below details what
happens to Mr Johnson’s Vista over a 13 year
period.
He currently lives and works in the UAE for a multinational company and
saves USD2,500 per quarter into his Vista, and
takes out the additional benefits of life cover
and critical illness on both his own and his
wife’s lives. |