Personal Details:

Born 1963. Raised and educated in Akron, Ohio in the United States.  A Graduate from Kent State University with a Bachelor’s of Business Administration and a major in Accounting.  Doug joined the Tax and Financial Planning industry in 1989 at Price Waterhouse in Cleveland, Ohio and has over 14 years of experience with “The Big 4”, including Ernst & Young where he worked most recently in Houston, Texas.  Doug is now a resident of Thailand and providing his expertise to the American community through CSM Ltd.

Qualifications:

Certified Financial Planner™ Professional by the Certified Financial Planners Board of Standards (www.cfp.net). Certified Public Accountant and a designated Personal Financial Specialist by the American Institute of CPAs. (www.aicpa.org) He is a member of the Financial Planning Association (fpanet.org), American Institute of CPAs (aicpa.org), and has passed and completed the Series 65 Investment Advisor Examination.  Doug was a contributing author and member of the Editorial Board for the 2004 Ernst & Young Tax Guide (U.S. Bestseller), and a contributor to the Ernst & Young Retirement Planning Guide.  He also taught Income Tax Planning, Financial Planning, Education Funding, and Planning for Minors at the American Banker’s Association National and Graduate Trust Schools from 1999-2004 in Chicago, Illinois.

My Practice:

Having focused on servicing Americans in the United States, I continue with that expertise and client market.  Additionally, I now specialize in providing tax and financial planning services to Americans located overseas, who are often underserved with adequate guidance.  This includes income tax preparation services in addition to Financial Planning.

The CSM Ltd Approach To Financial Planning:

We believe that in order to give both accurate and quality advice and thus help clients avoid costly mistakes the following approach should be adopted :

• Conduct an in-depth financial review by listening to your needs and aspirations carefully and understanding your current financial situation in detail before recommending any plans and services.
• Explain clearly in writing the reason for recommending any particular plan to you, what the plan is designed to do, the commitments it demands from you as well as the benefits it will give you.
• Provide on-going service to ensure that your plans continue to meet your needs as your circumstances change in the future.

If you would like to discuss any tax planning or financial planning issues that are United States specific please do not hesitate to contact us.