EMPLOYEES ARE CRUCIAL TO THE FUTURE SUCCESS OF YOUR COMPANY 

Employing the right people in today’s competitive world is crucial to the success of your company. A generous employee benefits package will help you attract and retain the high-calibre employees your business needs to thrive and succeed. 

A FINANCIAL SAFETY-NET FOR YOUR EMPLOYEES

The continuing trend towards globalisation of business has resulted in employees becoming increasingly mobile,with expatriates making up a significant portion of the workforce in key commercial centres around the world. These employees are not just looking for salary. They are demanding benefits that will protect them and their families if they die or suffer a long-term illness or injury, wherever their job takes them.

Companies employing expatriates have a responsibility to provide a financial safety-net, to reassure, protect and support employees and their families overseas.

HIGHER RETURNS FOR YOUR COMPANY

A generous employee benefits package does not just benefit the individual.

• Profit from a more productive and committed workforce.

• Save costs associated with staff turnover and recruitment, and minimise downtime and resource allocation by helping employees return to work.

• Pass the financial risk and management of long-term absence and medical claims to an experienced insurer, to concentrate on growing your business profitably.

GLOBAL PLANS FOR GLOBAL BUSINESS

William Russell has developed global insurance solutions to meet the needs of companies with expatriate employees. Affordable private medical insurance A wide-ranging choice of health care benefits including optional travel and personal accident cover. Generous life insurance benefit Up to 5 times employee’s salary.

Optional accident benefit

Up to double the life insurance benefit when death is caused by an accident.

Valuable income protection

A replacement income for as long as an employee is unable to work due to illness or injury.

AN AWARD-WINNING COMBINATION

Whether you have three employees, or a workforce of hundreds, we can tailor an employee benefit solution that meets your needs and budget. Wherever you are, whatever you do, you can depend on our specialist knowledge and on the financial stability of our insurance partners.

GOOD HEALTH IS GOOD BUSINESS

Good health is vital to the prosperity and well-being of your employees, their dependants and your business. Promoting good health in the workplace will increase motivation and performance, factors which drive increases in productivity and profitability

HEALTHY CHOICES FOR YOU AND YOUR EMPLOYEES

The wide range of benefits offered by our Global Health plans means that you can be confident that your employees are armed with an array of valuable health care benefits and complete protection against the high cost of medical treatment world-wide.

All William Russell Global Health plans offer:

• Generous medical benefits

• 24/7 emergency medical assistance

• Highly competitive premiums

• Favourable underwriting terms

• Outstanding service from global offices

GLOBAL HEALTH ELITE

Our best-selling Global Health Elite plans provide comprehensive cover for a wide range of benefits including maternity and dental care, regular preventive health screening, and the treatment of chronic conditions. Choose from Bronze, Silver, Gold or our top-of-the-range Platinum plan.

Platinum is designed for senior executives and their families who demand the very widest health care protection, and the highest-value cover.

The Global Health Elite plans allow your employees to have their treatment any where, and there is the option of buying cover for the USA.

GLOBAL HEALTH ESSENTIAL

If you are working on a budget, our regional Global Health Essential plans take care of all the expensive health care costs such as hospitalisation and emergency medical evacuation.

ADD THESE OPTIONAL BENEFITS

Global Travel insurance

World-wide cover for cancellation, baggage and personal effects.
Global Personal Accident insurance
Lump sum financial protection in the event of death or disablement due to an accident.
Routine maternity and dental benefits (Available for Essential, and Elite Bronze and Silver plans.)

TAILOR YOUR OWN HEALTH INSURANCE

For employers with 50+ employees, our Global Health Bespoke solution gives you the opportunity to design your own international health care plan from an extensive menu of options including dental, optical, maternity and well-being benefits.

Contact CSM Ltd for more information on Global Health Essential and Global Health Bespoke.


WITH WILLIAM RUSSELL & CSM Ltd , YOU AND YOUR EMPLOYEES ARE IN SAFE HANDS

Wherever you are, whatever you do, you can depend on our specialist knowledge of the expatriate marketplace and on the financial stability of our insurance partners, to tailor an employee benefit solution that meets your needs and budget.

PLACE YOUR TRUST IN US

William Russell has been providing international insurance plans for expatriates of all nationalities throughout the world since 1992.

• Standards of service you can rely on High standards of personal, award-winning service only a specialist company can provide.

• Global presence for your convenience Full-servicing offices in the United Kingdom and Malaysia, and partnership with Dubai Insurance Company in the United Arab Emirates.

• Stability of financial partners We place the insurance risk with top ranking insurance companies, so that you can be confident
  of the highest financial security.

SIMPLE AND QUICK TO SET-UP

When you are ready to take out cover, the last thing you need is complicated and time-consuming paperwork.

We have made the application process simple,straightforward and above all fast.

Health cover is offered on a 2 year moratorium basis or, for groups of 20+ employees, on a medical history disregarded basis with no exclusion for pre-existing conditions.

Medical history is only required for life and income protection for companies with fewer than 20 employees, when cover is above the free cover limit.