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SPECIAL OFFER TERMS NOW APPLY FOR THE
MANAGED PENSION & MANAGED SAVINGS ACCOUNTS
FOR SELECTED CLIENTS
Click Here For Details |
With the Managed
Savings / Pension Account you have the flexibility to plan ahead and help save towards
your retirement. This savings / retirement savings account offers excellent growth
potential on your investment and with a panel of expert fund managers, you can
be sure your money is working hard for you.
It gives you access to an extensive range of international, sector and
specialist funds with a wide choice of investment objectives and risk reward
profiles. And as your financial goals change, so too can your choice of funds,
simply and quickly.
By regularly
investing contributions into a Managed Savings / Pension Account, you can help secure a
stable and prosperous retirement. Your contributions can be from just
£150/$225/€225 per month plus you have the flexibility of adding lump sums at
any time. You can also choose to automatically increase your contributions by 5%
or 10% each year.
Whether you are saving towards your retirement, to supplement your existing
pension arrangements or wish to build up a capital sum for a luxury purchase
when you retire, the Managed Savings / Pension Account can help you achieve your
investment goals.
Boost your savings from start to finish
When you start your Managed Savings / Pension Account Royal Skandia will enhance your
account by giving you an extra 5% allocation of contributions free with each
premium due and paid during the first year. That means that for every US$100 you
pay Royal Skandia will invest US$105 for you.
Also, to help your investment grow, Royal Skandia will ensure you receive an
extra 5% allocation of contributions for one year with every payment increase
you make.
Rewarding Loyalty
Not only do Royal
Skandia give your Account a great start, Royal Skandia also boost it further at
maturity with a bonus of up to 5%,
depending on your savings term. (Please refer to the Account Terms for further
information.)
Contributions
|
Frequency |
To Open Your Account |
|
Future Increases |
| |
£ |
USD |
Euro |
|
£ |
USD |
Euro |
| Monthly |
350 |
525 |
525 |
|
10 |
15 |
15 |
|
Quarterly |
1050 |
1575 |
1575 |
|
30 |
45 |
45 |
|
Half-Yearly |
2100 |
3150 |
3150 |
|
60 |
90 |
90 |
| Annual |
3500 |
5250 |
5250 |
|
100 |
150 |
150 |
| Lump
Sums |
1000 |
1500 |
1500 |
|
1000 |
1500 |
1500 |
Maximising Your investment Returns
Following Royal Skandia's successful Multi-Manager approach to investment, you
can benefit from the expertise of some of the world's finest fund managers.
The buying power of the Skandia Group also allows Royal Skandia to negotiate
substantial initial discounts with fund management companies for investments
into Royal Skandia's range of funds and, as a result, more of your money is
invested at outset.
The Managed Savings / Pension Account provides you with access to a fund portfolio capable
of offering exposure to a breadth of markets, managers and asset types.
Fund managers need to be selected and monitored to ensure they remain at the top
of their game - and replaced when they do not.
If you would like Royal Skandia to take this task on for you, Royal Skandia
offer the specialist services of
'managing the managers' using the skills Royal Skandia have built up in conjunction with Royal Skandia's sister company,
Skandia Investment Management.
Alternatively if you would prefer to select funds and fund managers yourself
then Royal Skandia have their Self Select option, with a comprehensive choice
across asset types and geographical sectors, from leading fund managers.
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Get your retirement plans off to a flying
start….and a great finish !! |
Designed to encourage regular savings for
retirement, the Managed Savings /
Pension Account offers the
opportunity to combine superior investment returns and
tax-efficiency.
5% free allocation
Get off to a flying start…there is an extra 5%
allocation free (105%) with each payment in the first
Account year - that means that for every £100 paid
Royal Skandia will invest
£105 for you. All other regular and single payments are
invested at 100%. However, if you increase the amount of
your monthly payment Royal Skandia will ensure that every payment
increase will receive an extra 5% as
well.
Bonus of up to 5%
At maturity,
Royal Skandia will boost your investment pot further by
adding a bonus of up to 5% (please refer to the Account
Terms for further information). The best possible
helping hand to exceed your investment
objectives.
Benefits at a
glance
Product
Excellence
- Flexible, award-winning retirement plan for
international investors
- Free 5% allocation for 12 months
- Loyalty bonus of up to 5% available at
maturity
- Access to your capital via the Fixed
Account
- Additional protection benefits available
- Automatic payment increases of either 5% or 10%
per year can be set up to keep pace with inflation
(credit card payments only)
Investment Excellence
- An extensive range of
top-performing funds
managed by world-leading fund managers
- The Royal Skandia fund range
now comprises around 300 funds from more than 30
fund groups.
- Change funds currently free of charge
- Substantial discounts on initial fund
charges
Additional protection benefits at minimal
cost
The Managed Pension Account offers valuable
life cover of 101% of fund value free of charge.
However, additional protection benefits are available at
minimal cost (subject to
underwriting).
Additional life cover - to
suit your protection needs
Waiver of contribution
cover - if you suffer an illness or accident, Royal
Skandia will pay the due payments after a qualifying
period.
Flexibility
The Managed Pension
Account is a highly flexible retirement savings plan to
help maximise investment returns. By investing regularly
in your choice of
Royal Skandia's award-winning range of
tax-efficient funds, you can tailor an investment
strategy to best meet your retirement
objectives.
Through the Managed Pension Account,
an extensive range of managed, sector and specialist
fund links are available - so as your investment
objectives change, so can your choice of funds, simply
and quickly.
Choice
You can change your
choice of funds free of charge. This way, you are not
'locked' into the fortunes of a fund or fund management
group that may no longer be suitable.
Royal
Skandia also offer a range of 'Portfolio' funds that
are
actively monitor to help keep performance excellence on
track.
Value
Royal Skandia's size and
their buying power
allow you to benefit from substantial initial discounts
for investments into our range of funds - and, as a
result, more of your money is invested at
outset.
Tax-efficient growth
Whichever
investment funds you select, growth can be achieved
tax-efficiently. As Royal Skandia is based on the Isle
of Man, it is not currently liable to any form of tax in
respect of the income and gains on policyholder funds.
This means that, with the exception of certain
investment income that may be subject to a tax deduction
in its country of origin, the Managed
Savings / Pension Account
will grow tax-free.
Policyholder protection
and peace of mind
Of all the major offshore
centres, only the Isle of Man has a statutory
compensation scheme for life assurance companies. This
means that investors benefit from unrivalled
protection.
Full details of the Managed Pension
Account can be found in the Product Brochure
Download
Managed Pension Product Brochure
Download Managed Savings
Product Brochure
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!!! SPECIAL OFFER TERMS NOW APPLY
FOR SELECTED CLIENTS !!!
Clients can
receive an extra allocation special offer of up
to 105% if they start a Managed Savings Account
or Managed Pension Account before
30 July 2010
(minimum premiums apply).
Please note that The Royal Skandia fund range
now comprises around 300 funds from more than 30
fund groups !!!
The
real value of Royal Skandia's
plan
Allocation rates of 140% or 150% may grab your
attention, but the combination of extra
allocation every year
and low charges create a better
environment for your investments to grow.
The real value of
Royal Skandia's
special offer is more than you may think. Take a
look at how much less Royal
Skandia's
competitors offer at
maturity.
A Flying Star & A
Fantastic Finish
Apply before 30 July 2010 and Royal Skandia will
enhance your allocation percentage up to 5% and up to a maximum account term of 15
years - and to help increase your investment
even further, Royal Skandia will add a loyalty
bonus of up to 3% of the policy value at
maturity !!
For terms below 10
and over 15 years, the standard allocation and
loyalty bonuses apply
Minimum Contributions
You can qualify for this fantastic offer by
saving a monthly contribution of
at least :
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If you would
like to discuss investing into the Royal Skandia Managed
Pension Account or require an application pack please
click on the email icon below and forward your request
and we will revert to you within 24 hours.
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