IAG Insurance (Thailand) Ltd.

Ultra Care Benefits - 2011 Application Pack - 2011 Ultra Care Contributions - 2011

IAG Interglobal provide Iinternational private medical insurance for expatriates, frequent travellers and international business people all over the world.

Interglobal cover individuals, families and corporates or affinity groups who have a need for quality international medical insurance coverage.

As specialists in international private medical insurance, Interglobal can provide you with a passport to global protection.

Wherever you are, you will have the reassurance of knowing that you have access to medical assistance, wherever you happen to be.

In-Patient costs up to 80,000,000 THB to include:

* Accidents and Emergencies, Intensive Care and Theatre costs
* Nursing Fees, Medical Expenses
* Surgeons, Consultants, Anesthetists Fees
* Prescribed Medicines and Drugs
* MRI and CT Scans
* X-Rays, Pathology tests and procedures
* Oncology tests, drugs and consultant fees including cover for chemotherapy and radiotherapy

Out-Patient Treatment (Except Standard Plan)

* Primary consultations and treatment includes medical practitioners fees, prescribed medicines, drugs and dressings
* X-Rays, Pathology, tests and procedures
* Out-Patient surgical operations
* Oncology tests, drugs and consultants fees including cover for chemotherapy and radiotherapy
* MRI and CT Scans

Varying out-patient cover levels (depending on plan chosen)

No hidden hospital sub-limits

No hospital lists to choose from –freedom to choose your treatment provider

24 hour international help-line & assistance – providing round the clock support and advice 365 days a year

No claims discount – up to 20% after 3 years

Excellent medical evacuation and compassionate emergency home visit benefits

Cover for sports and leisure activities

Cost effective travel, personal accident and maternity add-ons available

Group, individual and family plans (2nd, 3rd and 4th child FREE)


We at CSM Ltd will be more than happy to assist in arranging a plan that meets your requirements - just ask.
 

LOWER PREMIUMS FOR A VOLUNTARY EXCESS

AREA OF COVER

 

Worldwide not including the USA.  The Plus, Comprehensive and Select Plans provide Emergency medical treatment in the USA up to the limits shown. 

If you require additional cover in the USA for trips not exceeding 90 days, please consider extending your plan to include the Optional Personal Travel Plan.

For the Plus, Comprehensive and Select Plans

You may choose a voluntary excess that is applicable to in-patient, daycare

and out-patient treatment claims of:

THB 3,400     5% discount

  THB 68,000    25% discount

THB 6,800    10% discount 

  THB 170,000 30% discount

NO CLAIMS DISCOUNT

THB 17,000  15% discount

  THB 340,000 40% discount

Your plan premiums are age-related and will increase with age. 

THB 34,000   20% discount

 

These premiums will also increase in line with medical inflation. 

   The Excess chosen will be applied per medical condition per plan year

While your plan remains claims free the following No Claims Discounts will

 

be applied:

For the Standard Plan

1st Renewal -  10% premium discount

Voluntary excess per condition per plan year:

2nd Renewal -  15% premium discount

THB 34,000  10% discount

  THB 170,000 30% discount

3rd Renewal -  20% premium discount

THB 68,000  20% discount

  THB 340,000 40% discount

The maximum No Claims Discount is 20%

You can reduce your plan premium by electing to pay voluntary annual excess per medical condition, per plan year.  The voluntary excess will only be deducted from claims made for medical treatment until the excess deducted over the year reaches the annual amount of voluntary excess you have elected to pay.

 

If a claim relating to the previous plan year is subsequently submitted and accepted, and a No Claims Discount has already been given, we will deduct the equivalent monetary amount of the No Claims Discount from the value of the claim



This plan can also be used in group scheme arrangements - please contact us for full details.

 


 
 

 

 



 

Tel : + 66 81 8428 438
Skype : csmltd

   

Fax : + 66 2 994 5731
Email : info@csmltd.com

 

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